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Image for event: The Time Value of Money

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The Time Value of Money

2024-10-15 18:30:00 2024-10-15 19:30:00 America/New_York The Time Value of Money C4 Speaker Leonard Zuza Calvert Library Prince Frederick - Combined Meeting Rooms 1 and 2

Tuesday, October 15
6:30pm - 7:30pm

Add to Calendar 2024-10-15 18:30:00 2024-10-15 19:30:00 America/New_York The Time Value of Money C4 Speaker Leonard Zuza Calvert Library Prince Frederick - Combined Meeting Rooms 1 and 2

Calvert Library Prince Frederick

Combined Meeting Rooms 1 and 2

C4 Speaker Leonard Zuza

The amount of items you can purchase with money evolves over time. The longer you hold a substantial amount of money without investing it, the less you will be able to buy with it over time. There are two principal dynamics that affect how much you can purchase with a given amount of money in the future: inflation and the returns you get on savings and investments. This presentation analyzes both of these dynamics and the steps that people can take to not only protect their hard-earned income from inflation, but also develop a mindset that will enable them to accumulate small savings and grow them into amounts large enough to achieve long term financial and personal goals.

This even it sponsored in partnership by Calvert Library, Calvert Concept Charitable Corporation, & the Calvert County Commission for Women.

For accessibility accommodations, please contact us at least 2 weeks before the event. 410-535-0291.

AGE GROUP: | Senior | Adult |

EVENT TYPE: | Class/Workshop |

TAGS: | Adults |

Calvert Library Prince Frederick

Phone: (410) 535-0291
Branch manager
Sarah Avant

Hours
Mon, Aug 11 9:00AM to 8:00PM
Tue, Aug 12 9:00AM to 8:00PM
Wed, Aug 13 9:00AM to 8:00PM
Thu, Aug 14 9:00AM to 8:00PM
Fri, Aug 15 12:00PM to 5:00PM
Sat, Aug 16 9:00AM to 5:00PM
Sun, Aug 17 Closed

About the branch

Come on in! Say hi, grab some books and movies, print, fax or ask a librarian for help! You can also take advantage of our:

If there is anything we can do to help you please call 410-535-0291.

Upcoming events

Thu, Aug 14, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Thu, Aug 14, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Thu, Aug 14, 11:15am - 12:00pm
Storytime Room
Adaptive storytime is designed to be inclusive & welcoming to neurodivergent children. This class uses movement, music, stories and sensory activities to develop early literacy skills in a slower-paced & smaller group setting. Join us for playtime immediately after! All abilities are welcome, & activities generally fall within a preschool interest level. Registration required for children only.
This event is full

Thu, Aug 14, 6:30pm - 8:00pm
Meeting Room 3,Zoom Room
Get tips and support from other caregivers. Facilitated by JC Hooker & Rita Ilg.

Fri, Aug 15, 1:00pm - 4:00pm
Combined Meeting Rooms 2 and 3
Bring your quilting, needlework, knitting, crocheting or other project for an afternoon of conversation and shared creativity.

Sat, Aug 16, All day
It's the triumphant return of the Teen Book Box! During the summer, we will be checking out free boxes each month to teens who register. Inspired by subscription boxes like Loot Crate, each box will have a theme and contain a library book to borrow, a free book to keep, a fun activity and a snack. Boxes can be picked up from August 16 to August 30. The theme for August is "Here There Be Dragons."

Sat, Aug 16, 9:00am - 11:00am
Meeting Room 3
Love puzzles? Join us at the library for a Jigsaw Puzzle Swap! Bring your gently used puzzles and exchange them for new-to-you challenges. It's a fun, eco-friendly way to refresh your collection and connect with fellow puzzle enthusiasts. Whether you're a seasoned puzzler or just starting, you'll leave inspired and ready to piece together something new! In partnership with Calvert Co. Puzzle Swap.

Sat, Aug 16, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Sat, Aug 16, 12:00pm - 3:00pm
Meeting Room 2
Want to learn Mahjongg? Hope to make your Scrabble skills killer? Games are a great way to keep your brain sharp while having fun! Join us! Please register.

Sat, Aug 16, 2:00pm - 4:00pm
Storytime Room
Take building and creativity to a whole new level at the library. We provide the space, building bricks and other building materials. You provide the imagination.

Mon, Aug 18, 6:00pm - 7:45pm
Meeting Room 3
Need a break to relax and focus on your next read? Join us for an hour of complete silence and focus!

Tue, Aug 19, 6:30pm - 7:30pm
Meeting Room 1
Join us for an hour of neurodivergent peer support conversation.

Rescheduled
Tue, Aug 19, 7:00pm - 8:00pm
New date Wednesday, August 27, 7:00pm - 8:00pm
Calvert Library Foundation Meeting

Wed, Aug 20, 12:00pm - 2:00pm
Lobby
Purple light bulb distribution for International Overdose Day.

Thu, Aug 21, 6:30pm - 7:30pm
Teen Zone
Teens! Calvert Library needs you! We want the library to be a safe space where teens can hang out and freely access books and information. TACOS meets monthly to help us with our events and services planning. Join us every third Thursday! You can receive 1 Service Learning hour for each meeting attended.

Fri, Aug 22, 1:00pm - 4:00pm
Combined Meeting Rooms 2 and 3
Bring your quilting, needlework, knitting, crocheting or other project for an afternoon of conversation and shared creativity.

Sat, Aug 23, 10:00am - 11:00am
Combined Meeting Rooms 1 and 2
In gardens large and small there is no end to the ways you can express yourself, cultivate a beautiful landscape and, unfortunately, mess up. Every mistake in the garden is an opportunity to learn. This will be a discussion forum on mistakes gardeners have made, and an opportunity for Calvert County Master Gardeners to answer questions.

Mon, Aug 25, 6:30pm - 7:30pm
Zoom Room
This month's movies are: "The Third Man" (1949), available on Kanopy and "Ferris Bueller's Day Off" (1986) available on DVD and Blu-Ray through Calvert Library. Watch the movie before the event and join us for a lively discussion on Monday night. Please register to receive an emailed link to the Zoom event an hour before it begins.

Tue, Aug 26, 2:00pm - 3:00pm
Combined Meeting Rooms 1 and 2
Are you getting Social Security benefits? Do you know how to update your bank account or address? Do you want to learn more about Spouses and Survivors benefits? Are you paying too much for Medicare Part B and prescription drug program? A representative from the Social Security Administration will provide a Social Security Update and answer your questions.

Tue, Aug 26, 4:00pm - 5:00pm
Combined Meeting Rooms 1 and 2
Disability is something most people don't like to think about. However, studies show that a 20-year-old worker has a 1-in-4 chance of developing a disability before full retirement age. A representative from the Social Security Administration will be providing information about eligibility requirements, the application process and more.

Tue, Aug 26, 6:00pm - 7:30pm
Combined Meeting Rooms 1 and 2
Are you ready to retire? Do you know what is the best age to start receiving Social Security benefits? How to file for benefits? Can you work and receive benefits at the same time? Can your spouse get benefits on your Social Security record? A representative from the Social Security Administration will provide answers to the most common questions about Retirement benefits.

Wed, Aug 27, 10:00am - 1:00pm
Meeting Room 2
Want to learn Mahjongg? Hope to make your Scrabble skills killer? Games are a great way to keep your brain sharp while having fun! Join us! Please register.

Wed, Aug 27, 6:30pm - 7:30pm
At this event, elementary-aged children will do fun activities and read out loud to teen volunteers. Teen volunteers can earn one (1) service learning hour for participating. It's a great way to socialize and build reading confidence!

Wed, Aug 27, 6:30pm - 7:30pm
Combined Meeting Rooms 1 and 2,Zoom Room
An educational presentation discussing rules and recent changes to affordable healthcare. It will be made available in person and on Zoom.

Wed, Aug 27, 6:30pm - 7:30pm
Teen Zone
At this event, elementary-aged children will do fun activities and read out loud to teen volunteers. Teen volunteers can earn one (1) service learning hour for participating. It's a great way to socialize and build reading confidence!

Wed, Aug 27, 7:00pm - 8:00pm
Storytime Room
Calvert Library Foundation Meeting

Fri, Aug 29, 1:00pm - 4:00pm
Combined Meeting Rooms 2 and 3
Bring your quilting, needlework, knitting, crocheting or other project for an afternoon of conversation and shared creativity.

Sat, Aug 30, All day
All Calvert Library locations closed. Downloadable and streaming materials and services available 24/7.

Mon, Sep 01, All day
All Calvert Library locations closed. Downloadable and streaming materials and services available 24/7.

Tue, Sep 02, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Tue, Sep 02, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Tue, Sep 02, 11:15am - 12:00pm
Storytime Room
Adaptive storytime is designed to be inclusive & welcoming to neurodivergent children. This class uses movement, music, stories and sensory activities to develop early literacy skills in a slower-paced & smaller group setting. Join us for playtime immediately after! All abilities are welcome, & activities generally fall within a preschool interest level. Registration required for children only.

Wed, Sep 03, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Wed, Sep 03, 10:00am - 4:00pm
Meeting Room 3
Bring your project and supplies. Whether it's paper craft, scrapbook, quilting, origami or whatever you're working on. Come for the whole time or just a couple of hours. Get your projects done and make new friends! Registration is not required but you'll get a reminder if you do.

Wed, Sep 03, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Wed, Sep 03, 11:00am - 11:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Thu, Sep 04, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Thu, Sep 04, 10:00am - 12:00pm
Meeting Room 3
Offered by Maryland Department of Labor, American Job Center, this is an interactive workshop for resume and job interview help. Looking for a first job, or a better job? Don't miss this free class. Registration closes 3 days before the event.

Thu, Sep 04, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Thu, Sep 04, 11:15am - 12:00pm
Storytime Room
Adaptive storytime is designed to be inclusive & welcoming to neurodivergent children. This class uses movement, music, stories and sensory activities to develop early literacy skills in a slower-paced & smaller group setting. Join us for playtime immediately after! All abilities are welcome, & activities generally fall within a preschool interest level. Registration required for children only.

Thu, Sep 04, 12:00pm - 1:00pm
Meeting Room 1,Zoom Room
The monthly volunteer meeting for Calvert Library's Oral History Project

Thu, Sep 04, 6:00pm - 7:00pm
Meeting Room 1
Have you ever looked at an art project and thought "I could do that," but you in fact could not do that? Let your creativity flow without worrying about an end product!

Fri, Sep 05, 1:00pm - 4:00pm
Combined Meeting Rooms 2 and 3
Bring your quilting, needlework, knitting, crocheting or other project for an afternoon of conversation and shared creativity.

Sat, Sep 06, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Sat, Sep 06, 12:00pm - 3:00pm
Living Room with Fireplace
Want to learn Mahjongg? Hope to make your Scrabble skills killer? Games are a great way to keep your brain sharp while having fun! Join us! Please register.

Mon, Sep 08, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Mon, Sep 08, 5:30pm - 6:30pm
Meeting Room 3
Learn how to troubleshoot and fix your tech problems with Calvert Library!

Mon, Sep 08, 5:30pm - 6:30pm
¡Aprender como solucionar y resolver problemas de technología con Calvert Library!

Tue, Sep 09, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Tue, Sep 09, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Tue, Sep 09, 11:15am - 12:00pm
Storytime Room
Adaptive storytime is designed to be inclusive & welcoming to neurodivergent children. This class uses movement, music, stories and sensory activities to develop early literacy skills in a slower-paced & smaller group setting. Join us for playtime immediately after! All abilities are welcome, & activities generally fall within a preschool interest level. Registration required for children only.

Wed, Sep 10, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Wed, Sep 10, 10:00am - 1:00pm
Meeting Room 2
Want to learn Mahjongg? Hope to make your Scrabble skills killer? Games are a great way to keep your brain sharp while having fun! Join us! Please register.

Wed, Sep 10, 10:00am - 2:00pm
Meeting Room 3
Focus on Veteran's Services!

Wed, Sep 10, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Wed, Sep 10, 11:00am - 11:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Wed, Sep 10, 1:00pm - 4:00pm
Front of building
Stop by to visit the JobSource Mobile Career Center for your job search needs! Get job counseling and resume help, search for jobs and connect with Southern Maryland JobSource.

Wed, Sep 10, 6:00pm - 7:00pm
Storytime Room
Become a scientist and explore topics related to STEAM! Build, code, count and create with different activities each session. Registration required, intended for scientists in grades 3 - 5.

Thu, Sep 11, 9:15am - 9:35am
Storytime Room
Join us for Storytime! We'll share stories, sing songs and have fun! Registration recommended. Suggested for children under 2.

Thu, Sep 11, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Thu, Sep 11, 11:15am - 12:00pm
Storytime Room
Adaptive storytime is designed to be inclusive & welcoming to neurodivergent children. This class uses movement, music, stories and sensory activities to develop early literacy skills in a slower-paced & smaller group setting. Join us for playtime immediately after! All abilities are welcome, & activities generally fall within a preschool interest level. Registration required for children only.

Thu, Sep 11, 6:30pm - 8:00pm
Meeting Room 3,Zoom Room
Get tips and support from other caregivers. Facilitated by JC Hooker & Rita Ilg.

Fri, Sep 12, 1:00pm - 4:00pm
Combined Meeting Rooms 2 and 3
Bring your quilting, needlework, knitting, crocheting or other project for an afternoon of conversation and shared creativity.

Sat, Sep 13, 10:00am - 10:40am
Storytime Room
Join us for Story Explorers, an exciting new Storytime class where imaginations run wild. Your little one will journey through captivating stories, merrily move to music and join in hands-on activities designed to spark creativity and early learning. This class ends with guided play, a great time to make new friends.?Adult must accompany child. Suggested for ages 2 - 5. Registration recommended.

Sat, Sep 13, 10:00am - 11:00am
Combined Meeting Rooms 1 and 2
How to Start a Community Garden: Starting a community garden offers numerous benefits for individuals, families, and the broader community.

Sat, Sep 13, 2:00pm - 3:00pm
Combined Meeting Rooms 1, 2, and 3
Get in the spirit of celebrating America's 250th with a live performance and historical commentary on music of the American Revolution. Specializing in Early American Music, David Hildebrand performs nationwide, appearing at historic sites and museums and on public radio and TV. In costume, and with period instruments, this will be family friendly! Sponsored by the SoMD 250th Committee.